Finance Center

at Elk Grove Toyota

916.405.8000

Welcome!

Your new and used automotive financing experts at Elk Grove Toyota, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Elk Grove Toyota’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online.

Questions? Contact us!

Why Finance With Us?

Conveniently Apply Online

Complete Your Deal in 1 Place

Competitive Finance Rates

Get a Decision in Minutes

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ToyotaCare Plus

Why Should Your Peace of Mind End At TWO Years?

Toyota is devoted to safety and dependability- that’s why every new Toyota comes with ToyotaCare for two years or 25,000 miles. But what happens after that? We offer ToyotaCare Plus to continue your coverage… and your peace of mind!

ToyotaCare Plus includes:

Coverage of major mile services
24-hour roadside assistance
Valuable coupons
Service history and reminders

With the ToyotaCare Plus plan, you can rest assured that your factory-recommended maintenance is covered. 3 to 5 year or 35,000 to 75,000 mile ToyotaCare Plus Plans are available and backed by the strength of Toyota. Contact us for more information today!

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Tire & Wheel Protection Platinum Plus

Tire & Wheel Protection from Toyota Financial Services gives you the confidence that you’re covered in the event your tires become damaged as a result of a covered road hazard.

The Platinum Plus plan includes the following benefits:

Windshield repair from minor chips and cracks
Paintless dent repair to permanently remove minor dents and dings
Tire replacement due to road hazard damage
Wheel replacement if it won’t hold a seal with your tire
Towing to your nearest Toyota Dealer
Coverage of associated costs
NO limit to the number of covered claims
TRANSFERABLE to another owner in a private sale

Looking for some flexibility? Coverage is available for up to 5 years – choose the plan that fits your individual needs and budget!

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Guaranteed Auto Protection

Is Your Auto Insurance ENOUGH?

You might assume that your physical damage auto insurance is sufficient to cover any losses related to your vehicle. However, when a vehicle is declared a total loss, the primary insurance settlement is generally based on the market value of the vehicle, which may be substantially less than the balance still owed on your finance or lease contract for the vehicle. This difference is called the deficiency balance, which the vehicle owner is generally responsible for.

What is Guaranteed Auto Protection?

Guaranteed Auto Protection (GAP) will waive or pay the deficiency balance (minus certain fees and charges) between the amount still due on your finance or lease contract and your auto insurance settlement. In most states, GAP will cover your auto insurance deductible.

How do you get Guaranteed Auto Protection?

Ask Elk Grove Toyota about GAP now because it is only available at the time you purchase or lease an eligible new or used vehicle. For your convenience, the cost of GAP can be added to your finance or lease contract and included as a portion of your monthly payments (subject to credit approval).

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Excess Wear & Use Protection Plan

No matter how hard you try to protect your leased vehicle, things happen! Dents, dings and scratches are inevitable over time. Toyota’s Excess Wear & Use Protection Plan helps you prepare for the unexpected and waives your responsibility for qualifying excess wear and use charges at lease-end.

Excess Wear & Use Protection Plan covers:

Each single event valued at $1,000 or less
Each missing part or equipment valued at $200 or less
Up to a maximum of $5,000 in total excess wear and use charges

NO claims to submit – NO deductibles to pay – NO reimbursements to request. This protection plan will simplify your lease-end experience!

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Toyota Extra Care Platinum VSA

What is a Vehicle Service Agreement?

A VSA helps protect you from covered repair costs due to mechanical breakdown after your vehicle’s warranty expires.

Toyota Extra Care Platinum VSA will:

Prepare and protect after your vehicle warranty expires
Protect against rising costs of labor and covered parts
Ensure repairs are handled by a factory-trained service technician using ONLY Toyota-approved parts
Enjoy 24/7 Roadside Assistance
Transfer your VSA to a private party – one time at no additional cost!

There are different options to choose from to provide you with the right level of protection for you. We look at factors including the mileage you drive and how long you plan to keep your vehicle.

With the Extra Care Platinum VSA, you can drive with confidence knowing you have the highest level of protection backed by Toyota!

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Simoniz GlassCoat ™

Protect your vehicle’s interior and exterior with GlassCoat™, a permanent ceramic barrier film that lasts a lifetime. This will increase the factory gloss and paint film thickness on your vehicle up to 10%. GlassCoat™ provides added coverage to your vehicle and keeps it looking new! Plus, GlassCoat™ is backed by a lifetime warranty.

What’s Covered?

Exterior protection from: acid rain, bird droppings, tree sap, insects, aerosol spray paint, road de-icing materials, hard water spots, UV damage, paint over spray.

Interior protection from: all consumable food, chewing gum, food dyes, make-up, crayons, blood, urine, vomit, pet waste, clothing dye, ink, mold, mildew, loose seams.

With Simoniz GlassCoast™ you have the extra assurance that your vehicle is protected. Call or visit Elk Grove Toyota today to have GlassCoast™ applied to your vehicle!

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Disclaimers

1. Covers normal factory scheduled service for 2 years or 25,000 miles, whichever comes first. See Elk Grove Toyota for details and exclusions. Valid only in continental U.S. and Alaska. 2. Only vehicles with no more than 31,000 miles and are less than 37 months from date of first use are eligible for ToyotaCare Plus. 3. Coverage of major services varies by vehicle. 4. Roadside assistance is provided by and/or through Cross Country Motor Club, Inc. except in Alaska, California, Hawaii, Oregon, Wisconsin and Wyoming, where services are provided by and/or through Cross Country Motor Club, Inc. Towing will be provided to the vehicle’s dealership or to an alternate dealership that is located within 25 miles of the first dealership. 5. Coverage of major and minor services varies by plan. See Agreement for details. 6. Product covers damage caused by conditions defined as a road hazard (commonly defined as debris on a public roadway such as nails, glass, potholes, rocks, tree limbs or other objects or conditions not normally found in the roadway). Road hazards may not include damage that occurs in construction sites/zones. It does not cover tires with less than 3/32″ tread depth at the lowest point on the tire or damage exacerbated by continued use of a damaged tire/wheel after initial occurrence of damage. See actual agreement for a full list of exclusions. 7. Up to $100 of towing expenses associated with covered damage will be reimbursed. Subsequent tow for same event not covered. The towing/tire change cost reimbursement is not available for Maryland customers. 8. Less any delinquent payments, taxes, and past due charges. See agreement, certificate, or waiver for complete details. Some restrictions apply. 9. Available in most states if it is purchased and disclosed separately on the finance/lease contract. 10. Not all customers will qualify. 11. Plan does not waive excess mileage. 12. Time and Mileage coverage periods for New Vehicle Plans are measured from date vehicle was first put into service as a new vehicle and zero miles. Time and Mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions, and restrictions.